четверг, 13 августа 2015 г.

uWoman Says She Found Human Tooth In Lay’s Bag, Freaked Outr


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  • layschipsA woman in Texas claims that she received a free prize in her bag of Lay’s potato chips. Unfortunately, it wasn’t the a fun prize: it was the kind of prize that makes you want to barf. She was munching on the cheddar bacon mac and cheese flavored chips when she found something that wasn’t bacon in her mouth. It appeared to be a human tooth with a crown on it.

    I’m the person who writes about live potentially poisonous beetles and dead frogs that people find in their food, but somehow these photos have me gagging more than any of them.

    She shared her story with a local radio station in Houston, explaining that she at first thought there was a more reasonable explanation, such as not noticing that her own teeth were falling out.

    “At first my daughter and I thought it may have been my tooth, but after thoroughly checking my mouth and seeing all my teeth still there, I realized the tooth came from the bag of chips!” she told KHM. “I felt sick.”

    She says that she contacted Frito-Lay, which asked her to send the chips and the tooth back to theme. She hasn’t yet decided what he will do. We contacted Frito-Lay for their comments, and will update this post when we hear something back.

    EXCLUSIVE: Houston Woman Finds Decayed Tooth in Lays Bag [KHMX]



ribbi
  • by Laura Northrup
  • via Consumerist


uAuto Loan Debt Tops $1 Trillion For First Time; All Consumer Debt Nearing $12 Trillionr


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  • Now that the Great Recession has gone from “is it really over?” to “remember when?” more Americans are buying cars, pushing auto loan debt beyond the $1 trillion mark for the first time in U.S. history.

    That’s according to a new report [PDF] from the New York Federal Reserve Bank, which found consumers’ overall indebtedness increased $2 billion in the second quarter of 2015.

    In all, the report found that consumers took out $119 billion in auto loans from April to June of this year, an increase from the $95 billion in auto loans obtained in the first quarter of the year.

    Auto loan originations for 2015 are currently on pace to surpass the record 17.4 million loans issues in 2000, the Los Angeles Times reports.

    In addition to the increase in auto loans, the Household Debt and Credit Report for the second quarter of 2015, saw other increases in consumer debt.

    Screen Shot 2015-08-13 at 3.29.26 PM

    Credit card balances increased by $19 billion, while student loan balances – which totaled $1.2 trillion in June – remained flat. On the flip side, mortgage balances and home equity lines of credit dropped by $55 billion and $11 billion, respectively.

    Overall, the report found that consumer debt now totals $11.9 trillion for the first half of the year.

    As for the negative impacts of debt, the report found that foreclosures reached a new low, with 95,000 new foreclosures in the second quarter, down from 112,000 at the same time last year.

    “Persistently tight underwriting standards imply that new mortgages continue to be originated predominantly to the most creditworthy borrowers,” Wilbert van der Klaauw, Senior Vice President at the New York Fed, said in a statement. “The low rates of delinquency and new foreclosures reflect the higher quality of outstanding mortgage debt and improved economic conditions.”

    Unfortunately, student loan borrowers continue to have difficulty meeting their obligations. About 11.5% of aggregate student loan debt is 90 days or more delinquent or in default, up just 0.4% from the first quarter.

    Surge in car loans pushes auto debt above $1 trillion for first time [The Los Angeles Times]
    Auto Loans Race Ahead, Foreclosures Plunge, and Overall Household Debt Remains Flat [Federal Reserve Bank of New York]



ribbi
  • by Ashlee Kieler
  • via Consumerist


uLocal Official Thinks It’s Uncool To Pay $25 Parking Ticket In Pennies, But Affirms Man’s Right To Do Sor


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  • A Pennsylvania man who was rebuffed when he tried to pay a $25 parking ticket he owed to his borough entirely in pennies should’ve been able to use those coins, a local official said, but really, it was kind of rude for him to do so.

    The handyman had found the $25 ticket on his work truck, after he parked it the wrong way on a street while he was picking up some tools at a house for about 10 mintues, he told the Chambersburg Public Opinion, and was annoyed at the amount.

    “I just thought the amount of the ticket was ridiculous. I wasn’t parked at a hydrant, wasn’t blocking traffic or emergency vehicles,” he said.

    He decided to use coins to tick someone off.

    “I work too hard for my money and thought it would be fun to get back at someone, inconvenience them like they inconvenienced me,” he told the paper.

    But when he plunked the payment down on the borough office counter, he said an employee pointed to a purported federal regulation notice on the bulletin board reading: “Federal law specifies pennies and nickels as small change and not legal tender for debts in excess of 25 cents.”

    According to Borough Finance Director Jason Cohen, that regulation is Code 31 U.S. Code annotated, Sections 317 and 460 to the Public Opinion, and added that the man could’ve paid in quarters and dimes.

    That would mean if you owed the city a dollar, you couldn’t pay it in pennies, or 20 nickels. Sounds ridiculous, so where did the finance director get that idea? Because as one user on a Snopes.com forum about this very story notes, those sections of the legal code don’t appear to exist.

    Indeed. According to 31 U.S.C.A. 5103:

    United States coins and currency (including Federal reserve notes and circulating notes of Federal reserve banks and national banks) are legal tender for all debts, public charges, taxes, and dues. Foreign gold or silver coins are not legal tender for debts.

    Another Snopes forum user pointed to a University of Tennessee’s MTAS program document that notes that previous versions of the statute that limited payments using minor coins has been amended to remove that language.

    Borough Manager Jeffrey Stonehill affirmed the man’s right to pay the parking ticket with whatever coins he wanted to, sending newspapers a letter yesterday saying that the finance director was incorrect, reports PennLive.

    However, Stonehill wrote that he could’ve gone about things another way if he wanted to make a point.

    “I do not support this citizen’s protest. He is quoted in the newspaper admitting to illegally parking the wrong way on a street,” Stonehill wrote in the letter, referencing the man’s quote to the Public Opinion. “Finally, tormenting a borough cashier, rather than pleading not guilty to the offense in a court of law, which is his right, is not an appropriate protest, in my opinion.”

    The man seems to have another opinion, telling the newspaper that he hadn’t paid the fine yet.

    “I’ve been busy and I still have time,” he explained. “I’m trying to think of an alternative way to inconvenience them.”

    Related: Man Does A Deep Dive Into Sofa Cushions, Pays $150K Court-Ordered Fee All In Quarters

    Borough rejects pennies as payment for parking ticket [Chambersburg Public Opinion]
    Parking fine can’t be paid with pennies, town says, but dimes are OK [PennLive.com]



ribbi
  • by Mary Beth Quirk
  • via Consumerist


uOne Porn Copyright Troll Has Filed More Lawsuits Than All The Other Trolls Put Togetherr


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  • Malibu Media, the porn company known more for its litigious leanings then for its flesh-filled films, has filed more than 4,000 lawsuits since 2009 against people who allegedly shared Malibu porn online illegally. A new report that compares Malibu’s legal actions to those of other lawsuit-happy copyright defenders helps to put into perspective just how out-of-the norm Malibu’s behavior is.

    TorrentFreak reports on an analysis of U.S. copyright lawsuits done by Lex Machina, which found that Malibu has filed 4,332 complaints since 2009.

    That’s not just more than any of the other top-15 trolls in the report. It’s nearly 16 times as many lawsuits as the second-biggest troll, a company formed to file complaints against alleged pirates of the movie The Dallas Buyers Club.

    In fact, the 4,332 lawsuits filed by Malibu are more than all of the lawsuits filed by the other 14 trolls on the list combined. Actually, it’s more than double that amount.

    lex-cases-1

    Why does Malibu file so many lawsuits? Because so many people will either settle them out of court or not defend themselves, resulting in default judgements.

    The Lex Machina research finds that Malibu has brought in more than $3 million in damages since 2009 — nearly 10 times the amount of the next-biggest troll on the list — almost all of which has come from default judgements.

    Malibu recently asked a court to block a defendant in one of its suits from using phrases like “copyright troll” in the case, claiming it is inaccurate and inflammatory.

    The man countered that he believes he has the right to point out Malibu’s alleged reliance on copyright lawsuits for its business model.

    And even though he held that Malibu fit the definition of a “copyright troll” as a party that is “more focused on the business of litigation than on selling a product or service or licensing their [copyrights] to third parties to sell a product or service,” the defendant says he would be okay with avoiding the term “troll” if he isn’t blocked from pointing out that Malibu “is very focused on its copyright litigation business.”



ribbi
  • by Chris Morran
  • via Consumerist


uMail Carrier Wedges Package in Box, Doesn’t Have To Leave Vehicler


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  • The weather in Alabama, where reader Alison lives, has been extremely warm lately. If she lived in an old cartoon, mercury would be bursting out of the top of the thermometers. With temperatures of about one hundred degrees every day, she doesn’t really blame her mail carrier for not wanting to get up. However, what takes more work: walking to the porch, or shoving a package in the mailbox so firmly that the customer can’t get it out?

    Here’s a picture that she took after she tore open the box to remove its contents.

    mailbox“I pulled on the box so hard that Amazon’s secure tape ripped off and I was able open the box, but the box itself didn’t budge,” she writes. You can see the rest of her mail wedged off to the side, which she couldn’t get to. She had to bring scissors outside to cut the box up and get it out.

    Her items weren’t harmed exactly, but they could have been. She plans to report the problem to her local post office, and thinks there may have been a substitute mail carrier that day.

    As a one-off incident, this isn’t a big deal, especially since the package contents weren’t harmed. However, if her carrier were an habitual offender and the local post office didn’t do anything about it, she could try contacting the Postal Regulatory Commission, the outside agency that ensures that the U.S. Postal Service is behaving itself.



ribbi
  • by Laura Northrup
  • via Consumerist


uNew “World’s Longest Flight” Connects Dubai To Panama City In Only 17.5 Hoursr


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  • Are you someone who likes sitting for a long period of time inside a metal tube with scores of (maybe annoying) strangers while traveling hundreds of miles per hour in the air? If the 17 hour flight from Dallas to Sydney just didn’t do it for you, then there’s a new option that tacks on another 35 minutes.

    Emirates announced today that it will take over the title for “world’s longest flight” starting Feb. 1 when it begins service from Dubai to Panama City.

    The 8,590-mile trip clocks in at 17 hours and 35 minutes, which Mashable points out is just about 30 minutes longer than current title holder: The 8,578-mile Qantas flight connecting Dallas and Sydney.

    The new flight, which is Emirates first to Central America, will be seat 266 people in three classes.

    Emirates says the new destination will provide “a convenient option for our passengers traveling from or through our global hub in Dubai and onward to destinations throughout Central America, the Caribbean and the northern part of South America.”

    A look at the airline’s site shows that a seat on the world’s longest flight on a random day in March will set you back about $1,060 – or 3,980 United Arab Emirates Dirham – each way.

    [via Mashable]



ribbi
  • by Ashlee Kieler
  • via Consumerist


uPolice: Man Punched Through Window Of Starbucks And Fell Inside, Injuring Two Customersr


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  • A coffee break turned dangerous for customers at a Houston Starbucks, when a man punched his way through a window from the outside, shattering it. Police say he then fell through it, injuring himself and two customers who were sitting inside at a table near the window.

    According to the sheriff’s office, a man who appeared intoxicated was asking people for money and cigarettes at a shopping center’s Chipotle before moving on to Starbucks reports Click 2 Houston.

    Witnesses said he was acting strangely, and after he was turned down a few times, he became aggravated and punched the front glass window of the Starbucks. He hit it so hard he toppled through, as glass rained down on him and the two women sitting inside.

    Officers said one woman nearly lost her finger. All three were taken to the hospital and are listed in stable condition.

    The suspect could be facing criminal mischief charges.

    Beggar punches window at Starbucks, falls through and injures 2 women [Click 2 Houston]



ribbi
  • by Mary Beth Quirk
  • via Consumerist