среда, 20 мая 2015 г.

uCare.com Bans Members Without Investigating Complaints Against Them Firstr


4 4 4 9
  • caredotcomWe live in a world where consumers not only expect instant gratification from the online products and services they pay for, but also instant justice when they believe they’ve been wronged. That’s why a growing number of websites now take a “shoot first, ask questions later” approach to complaints — removing content, and locking down accounts before they investigate. While many sites try to balance this preemptive practice by allowing affected users to appeal, that can’t be said about one prominent site that connects users with professional caregivers.

    Becoming a new parent is hard enough, but trying to figure out what you’re going to do about care for your child when you have to go back to work is another problem entirely. That’s why some moms and dads turn to services like Care.com that are set up to help connect parents in their search for caretakers (as well as petsitters, housekeepers, and other “care” services), with those seeking employment.

    So when Consumerist reader “Theresa” found herself suddenly locked out of her Care.com account in the midst of her search for a nanny, she was confused.

    Theresa, who was looking for help with taking care of her newborn in advance of her return to work, tells us that she recently went to login to Care.com only to find she could not access the site.

    When she called customer service to report that her password no longer worked, she received an e-mail informing her that a refund had been processed for the three-month premium membership she’d paid for.

    Wait, what? She hadn’t asked about a refund, she wanted to get back into her account.

    She replied saying as much, mentioning that she had interviews set up that day and as such, really needed access to her account.

    A customer service rep replied, and said that after researching her issue, she’d found that her account had been closed by Care.com.

    “Unfortunately we are unable to accept your membership,” the e-mail explained. “This decision is final and irreversible. No exceptions will be made to these terms.”

    So no explanation, no warning, and no way to appeal?

    In an effort to figure out why Theresa might have been given the boot from the site, we looked at Care.com’s Privacy Policy and Terms of Use, which state that it’s not required to release the specific details about why an account has been closed.

    The site does, however, provide a list of common reasons why an account might be terminated. The customer service rep wouldn’t disclose that information when Theresa asked, though going through the list item by item, Theresa discounted all of the reasons… except for possibly two.

    “The individual does not meet membership criteria (e.g., is underage)”: Not the issue, Theresa is over 18.

    “Care.com does not offer its services where the member is located”: The company does offer its services in the area Theresa lives in Florida, so this wasn’t it either.

    “The member is not active in the service”: Not applicable here, Theresa had been on the site for a few weeks setting up interviews.

    “Care.com determines that the services offered by the member are not being sufficiently utilized”: Theresa hadn’t hired a nanny yet, so she couldn’t be under-utilizing any other member’s services.

    “The member has misrepresented himself or herself and/or has provided false information to Care.com”: Not the case, as Theresa had submitted all required information truthfully, she says.

    “We were unable to verify the information the member provided when he/she registered”: Again, Theresa hadn’t provided any unverifiable information.

    “The member has posted or searched for inappropriate words/phrases and/or content on Care.com”: Nope. Theresa is a new mom trying to find a nanny, and wasn’t using the site for any nefarious reasons.

    “The member has been accused of, arrested for, or convicted of a crime”: Theresa doesn’t have a criminal past either, so this wasn’t it.

    By process of elimination, there were only two items on the Care.com that Theresa says don’t apply to her, but couldn’t be eliminated outright — only because they involve other people making allegations against the banned user:

    “Allegations of theft, abuse, or neglect have been brought against the member” and “The member has been alleged to have harassed other member(s) of Care.com.”

    Could it be possible that someone had made this sort of complaint about Theresa?

    Theresa says that she had only positive encounters with candidates she’d set up interviews with or corresponded with — and had even had her mother present for some of those meetings who could vouch for her — so she didn’t think she’d done anything that an interviewee could take umbrage with: no abuse, or harassment, and she certainly hadn’t stolen anything from interviewees. Neglect could only take place if she’d already hired someone, which she hadn’t.

    She wondered, however, if someone was perhaps upset at not getting the job and had decided to retaliate by complaining to Care.com. But if that were the case, could an unfounded complaint from a disgruntled candidate be enough to get her axed from the site, without any chance to resolve or investigate the situation?

    While Care.com would not discuss the specifics of Theresa’s case with Consumerist, when we asked in general if it investigates complaints on the possibility that an angry or vengeful member might lie in retaliation for not getting a job, a rep for the company said that with 14 million members, “it’s not practical to investigate every complaint.”

    Once your account has been terminated, there’s no recourse to plead your case, Care.com confirmed to Consumerist, saying, “We do not have an appeals process for members whose accounts have been terminated.”

    This is pretty surprising, considering much larger sites like YouTube and Twitter have appeals processes for suspended users.

    What also upset Theresa about the Care.com ban was the fact that while the site wouldn’t tell her why she’d been banned, it could alert others to the fact that she’d been kicked off the site.

    The Care.com e-mail about her account termination noted that the site may “remove a member for any reason or no reason,” and any decision to do so “does not constitute and should not be interpreted or used as information bearing on the member’s character, general reputation, personal characteristics, or mode of living.”

    Then she received an e-mail after her termination that said Care.com reserves the right to alert other members of her termination. Her concern is that such an alert might tacitly suggest to others that she’d done something wrong, despite Care.com’s disclaimer.

    Though it might seem unnecessary to share the news of a member’s termination, if using a service is the primary means of communication you have with someone else you’re either trying to hire or be hired by, it would be useful to know if that person was no longer using the site, for whatever reason. Someone seeking work who ended up finding a job, for example, would likely not want to keep receiving communication from employers, so letting them know the account is no longer active would be helpful in that scenario.

    Though Theresa was unable to get her Care.com account restored, there’s still a happy ending to her ordeal: She ended up hiring one of the candidates she had interviewed before her account was terminated.

    But while Theresa says she thinks Care.com is “important and necessary for working parents,” she adds that “no new mother should be treated the way I was.”

    “It is shocking that a company that prides itself on being an advocate for working families wouldn’t do any due diligence before summarily canceling the account of a new mom desperate to find good care for her baby before going back to work,” Theresa tells Consumerist. “I understand it’s hard to vet millions of members, but transparency is the minimum responsibility good faith requires.”



ribbi
  • by Mary Beth Quirk
  • via Consumerist


uSam’s Club Doing Worse Than Costco, Will Try More Organic Food Mayber


4 4 4 9
  • (Ryan)

    (Ryan)

    If you’d like to study the uneven economic recovery of the last few years, just compare warehouse chains Costco and Sam’s Club. While both warehouse chains serve people who like to buy their granola bars 48 at a time, Walmart-owned Sam’s serves customers who are less affluent than the more urban customer base of Costco.

    Overall revenue is down at Sam’s, and their same-store sales have increased only a tiny bit over last quarter. Discounted gas is an important member benefit, and overall lower gas prices may mean that the middle class customers of Sam’s simply aren’t bothering to make the drive over to the store for gas, picking up a box of 40 Bagel Bites while they’re at it. Yet Costco also offers gas discounts, and their customers are spending more at the warehouse store. Their revenue is up 8%.

    One stock analyst told Bloomberg Business that the problem is very simple: the products at Sam’s Club simply aren’t as good as the ones offered at Costco.

    Another issue might be that lower-income and middle-income Americans simply haven’t recovered from the most recent recession as well as their wealthier counterparts. That would have a direct effect on their spending at warehouse clubs, and even on the decision of whether to join or not. A card that gives someone the right to buy massive packages of toilet paper is not a necessity, even if toilet paper itself is.

    Sam’s Club Losing to Costco in Battle for 30-Pack Toilet Paper [Bloomberg News]



ribbi
  • by Laura Northrup
  • via Consumerist


uCalifornia Grass Painters Dyeing More Lawns Green Than Ever Before Amidst Droughtr


4 4 4 9
  • We first heard of homeowners spray-painting their lawns green last summer to avoid local “brown lawn” fees on the West Coast, a trend that has only grown now that grass isn’t growing amidst California’s current drought. The owner of one such service that provides landscape painting says he’s taking more orders than ever before, as lack of rain keeps lawns thirsty and dry.

    The owner of a West Sacramento business says business is booming. He charges about $0.25 per square foot, which is much cheaper than replacing an entire yard with drought-friendly plant material, another alternative.

    “I probably have about seven appointments scheduled in just the next week or so,” he told News 10 (warning: link has autoplay video).

    If you’re worried about things that creep and crawl, he says the dye he uses is an all-natural earth pigment that won’t hurt pets or people.

    “It’s just like the regular old grass when they eat it,” he explains. “It won’t hurt them at all.”

    Painting lawns green is big business in Sacramento [News 10]



ribbi
  • by Mary Beth Quirk
  • via Consumerist


uCablevision Sues Verizon Over FiOS Ads, Claims Verizon’s Touted All-Fiber Network Actually Isn’tr


4 4 4 9

  • Most of the country doesn’t have much competition for broadband services. But in some of New York City’s boroughs, particularly Brooklyn and the Bronx, Cablevision and Verizon FiOS fight head to head for residential customers. The battle between the two is often ugly, and with a new lawsuit filed yesterday, it just got uglier.

    Here’s the background: Verizon claims that their FiOS networks in New York are entirely fiber-optic. Cablevision runs an ad in that market claiming that Verizon’s networks actually use coaxial cables in part, and are therefore not actually all fiber. Verizon challenged Cablevision’s ads with the National Advertising Board, industry’s advertising self-regulation group. Cablevision, however, is not responding in that NAB process, and is instead filing suit against Verizon.

    In the lawsuit, Cablevision is asking for the court to give them the all-clear (a declaratory judgement) to continue airing their ad on the basis that it is true and “exposes Verizon’s false and misleading marketing claim against FiOS.”

    So what is Verizon saying that isn’t true? According to Cablevision, Verizon uses coax, and not fiber cable, inside the home in “all or nearly all cases.” Verizon might be fiber to the home, in other words, but not through it — FiOS customers’ routers, cable modems, and set-top boxes are using the same kind of wiring as anyone else’s.

    Cablevision also contends that “in certain situations,” Verizon has used ordinary coaxial cable outside the home, as well as inside it, and therefore their all-fiber claims are even more false.

    In a statement, Cablevision said, “Consumers deserve to make informed decisions based on facts, and Cablevision is asking the court to intervene to stop Verizon from attempting to continue to mislead the public.”

    In their statement, meanwhile, Verizon representatives said, “Cablevision cannot compete with Verizon FiOS, or even come close to providing the Internet speeds and performance available from Verizon’s 100% fiber-optic network. Since their network can’t compete against FiOS, they resort to legal stunts, which we will challenge vigorously.”

    Not only is this not Cablevision’s first lawsuit against Verizon, but it’s not even their first one this year. At the end of January, Cablevision sued Verizon over their wifi ads. In that suit, Cablevision claimed that Verizon’s “fastest wifi” ads were misleading, as the two companies offer basically the same service through the same routers.

    Both lawsuits are now in progress.



ribbi
  • by Kate Cox
  • via Consumerist


uCalifornia Suspends GI Bill Eligibility For ITT Techr


4 4 4 9
  • ITTThousands of California students planning to use veterans benefits to enroll at ITT Technical Institute campuses will need to find other means of financing their education after the state’s Department of Veterans Affairs suspended ITT Educational Services’ eligibility for GI Bill funding.

    The California State Approving Agency for Veteran Education (CSAAVE), a division of the state’s Department of Veterans Affairs, suspended ITT Educational Services ability to accept GI Bill benefits after the company failed to provide required financial filings with the Securities and Exchange Commission, Military.com reports.

    The suspension, which covers all 15 ITT Technical campuses operating in the state, only stops new enrollments and re-enrollment of veterans and their dependents who use the GI Bill. The 1,400 currently enrolled ITT Tech students using the benefits to fund their education are not affected by the suspension.

    “CalVet takes very seriously our duty to ensure our California Veterans receive the education and training they are paying for with their earned GI Bill benefits,” Keith Boylan, CalVet Deputy Secretary of Veteran Services, said in a statement. “CSAAVE suspended ITT because ITT does not meet the required accreditation standards for approval.”

    CalVet says that the company’s inability to provide the SEC with audited financial statements provided enough evidence to support the suspension of fund eligibility.

    ITT Educational Services has until July 13 to produce the required financial documents. If it fails to do so, CalVet has the authority to withdraw the company’s VA provider status in California. At that point all students currently enrolled at the campuses would no longer be able to use GI Bill benefits to pay for their education at ITT schools in the state.

    The action in California is just the latest issue ITT Educational Services has faced with regard to its finances.

    Last week, the SEC filed fraud charges against current and former executives with the company for their part in concealing problems with company-run student loan programs.

    The charges against the company, former CEO Kevin Modany and current CFO Daniel Fitzpatrick stem from their alleged fraudulent concealment of the poor performance and looming negative financial impact of two student loan programs the company financially guaranteed to investors.

    According to the SEC complaint, the loans performed so poorly by 2012 that the company’s guarantee obligations were triggered. However, instead of disclosing the issue to investors, the SEC alleges that ITT and the executives engaged in a fraudulent scheme and made a number of false and misleading statements to hide the magnitude of ITT’s guaranteed obligations to the loan programs.

    In addition to its SEC issues, ITT Technical Institute also made an appearance on the Department of Education’s Heightened Cash Monitoring list.

    Placing schools on the list is a step the Dept. of Education’s Federal Student Aid office can take to provide additional oversight for a number of financial or federal compliance issues – that could can put restrictions on the college’s ability to access federal aid.

    California Suspends ITT Tech GI Bill Eligibility [Military.com]



ribbi
  • by Ashlee Kieler
  • via Consumerist


uATM Debit Card Data Theft Is Up As Much As 317%r


4 4 4 9
  • While retailers and payment networks work to cut down on data breaches in stores and online, it looks like fraudsters are relying more on stealing your card info at the ATM, as recent months have seen an unprecedented spike in the number of debit card data thefts from both non-bank and in-bank ATMs.

    The Wall Street Journal reports on data from FICO, which operates card-monitoring services covering about 2/3 of all debit cards in the U.S.

    According to the company, the level of skimming attacks — where a criminal compromises an ATM machine to capture data from an ATM user’s card — on debit cards reached a 20-year peak in the first three months of 2015.

    ATMs not located at banks saw the highest increase, a jump of 317% over the same period a year earlier. But ATMs actually located on bank property didn’t do too well either, up 174%. FICO can’t give actual numbers of incidents because of its deals with the financial institutions it monitors.

    ATMs and other unattended places where you swipe your card — like gas pumps and even the card readers used to unlock bank vestibule doors after hours — have long been targets of scammers who install skimming devices that collect the information on a card as it’s inserted. More sophisticated skimmers also employ cameras and other technology to collect information that’s not stored on the card, like a user’s PIN.

    This information can be used to make online purchases, drain a user’s bank account, or make counterfeit cards with identical information.

    The banking industry is hoping that the introduction of chip-embedded cards in the coming months will reduce the level of fraud, as they are often the ones on the hook for fraudulent transactions. Many retailers have already began upgrading their payment equipment to work with the new cards, but the ATM rollout is just beginning.

    An exec for NCR, a company that makes many of the ATMs currently in use, tells the journals that skim artists “know there is still vulnerability [at the ATM] and they are trying to capitalize on it.”



ribbi
  • by Chris Morran
  • via Consumerist


uGroup Of Travel Sites Claim Delta Air Lines Has Cut Them Off From Using Its Datar


4 4 4 9
  • Travelers often turn to travel websites to search for the cheapest fares and quickest flights out there, but a group of more than a dozen sites now says Delta Air Lines has shut them out, and is keeping its data to itself.

    A report set to be released today by the Travel Technology Association says sites like TripAdvisor, Hipmunk and CheapOair.com no longer have accesses to Delta’s information, reports the Wall Street Journal. The report says Delta claims it didn’t authorize those sites and others to use its data.

    The group cites this move as another example of airlines trying to restrict how sites can use their fare and schedule data, if at all, claiming that American Airlines and United have also changed their policies to limit how the sites use their data.

    Southwest Airlines already keeps its data from travel sites, in an effort to push customers to its own site, where it’s easier to upsell passengers on seat upgrades and frequent-flier points.

    Though these sites Delta has shut out make up somewhat of a small piece of the pie when it comes to flight searches, the group says its members fear in general that the airlines are preparing to eventually pull out of such fare-comparison sites all together, which the organization says would make it easier for airlines to rase fares.

    “Delta has been the most egregious, but this is about the large carriers leveraging their market dominance to restrict and selectively choose the winners and losers—and the losers are the American public,” Bryan Saltzburg, head of flight search at TripAdvisor told the WSJ. “We are far from the only company impacted from this. We just feel strongly enough to talk about it.”

    Other sites like Expedia and its new merger partner Orbitz and Priceline declined to comment to the WSJ.

    While Delta wouldn’t specifically comment on this case, it said it “reserves the right to determine who it does business with, and where and how its information is displayed.” It said it would “continue partnering with a limited, but responsive and adaptable group of online retailers.”

    This has shades of the American versus Orbitz kerfuffle last year, when the airline temporarily yanked its flight data from Orbitz over a booking fee feud, before deciding to kiss and make up a week later.

    Travel Websites Allege Delta Air Lines Is Shutting Them Out [Wall Street Journal]



ribbi
  • by Mary Beth Quirk
  • via Consumerist